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Right to Buy Mortgage
What is Right to Buy in Birmingham?
The Right to Buy scheme allows tenants in England to purchase their council property at a discounted price if they meet the eligibility criteria.
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To qualify for Right to Buy in Birmingham, you need to have spent at least 3 years renting from the local council or a housing association and be a secure tenant of council property. These years don’t need to be consecutive, but this can vary based on your specific situation.
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Our mortgage advisor in Birmingham can help you determine if you’re eligible for the scheme. You can also stay updated on the rules and regulations by visiting the government’s Own Your Home website.
How much can I borrow for a Right to Buy mortgage in Birmingham?
To figure out how much you can borrow for a Right to Buy mortgage in Birmingham, your income, expenses, and overall affordability will be assessed. Lenders will also review your credit score, so it's important to check your credit report and work on improving it before applying for a Right to Buy mortgage.